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Home Insurance

protect your home

A Place for Memories

Your home is more than just a house—it's your sanctuary. A place where life unfolds, filled with memories, dreams, and treasured belongings. It's your greatest investment and at First National Agency we understand just how much it means to you. That’s why we’re committed to making sure it has the protection it deserves.


Homeowners insurance is designed to protect your home and belongings from unforeseen events such as fire outbreaks, thefts, or natural disasters. Our comprehensive coverage offers a safety net to provide peace of mind during challenging times. It serves as your assurance against potential threats, ensuring that you are financially protected in case of any unexpected circumstances.

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Property & Valuables

Homeowner insurance typically covers the structure of your home, but what about your personal belongings inside? Items such as furniture, clothing, jewelry, and art can hold significant value, and losing them can be both emotionally and financially challenging. Contact our agents to explore options for protecting your possessions with the right coverage.

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Umbrella Liability

Life can be unpredictable, and often times, standard liability limits might not cover the full extent of a claim. When unforeseen circumstances arise, you require a safety cushion to safeguard both your assets and future. Our Umbrella Liability Insurance provides an extra level of defense against significant claims and legal actions.

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Flood

Insurance

Water's strength is a frequently overlooked risk. A seemingly insignificant quantity, even as little as an inch, can cause significant damage to your home's framework, its interiors, and your treasured belongings. Obtain insurance to safeguard your residence against ruined carpets, distorted flooring, compromised electrical systems, and the loss of invaluable keepsakes.

Some basic information that can help you better plan ahead.

  • What if I have a home with a trampoline?

    Having a trampoline at your home can affect your homeowners insurance policy. Trampolines are often considered a liability risk due to the potential for injuries. Some insurers may exclude trampoline-related claims, require additional liability coverage, or even deny coverage altogether. It’s important to notify your insurance provider if you have one. We can help you find a policy that accommodates trampolines while ensuring adequate liability protection for your peace of mind.

  • What if I decide to rent our home?

    Deciding to rent out your home introduces a new set of insurance needs. Traditional homeowners insurance may not cover issues related to renting your property, such as tenant injuries or rental income loss. We understand the nuances of transitioning a property from a personal residence to a rental. We can help you navigate the complexities of landlord insurance, ensuring your policy covers property damage, liability issues, and loss of rental income. Our personalized service aims to secure a policy that safeguards your investment and income stream, giving you the confidence to rent out your home.

  • What if I live near water?

    Living near water—whether it's a lake, river, or the ocean—can be idyllic, but it also often means a higher risk of flooding, which is typically not covered by standard homeowners insurance policies. We offer specialized advice on flood insurance policies that are designed to protect your home and possessions from water damage. We assess your specific risk level based on your home's proximity to water and recommend coverage options that ensure your property is protected against flood-related losses. Our commitment is to provide you with a clear understanding of your options and the peace of mind that comes from knowing you're well-protected against the elements.

Custom Policies for Your Unique Home

Every home is unique, and so is its protection. Our independence allows us to offer customized plans from top insurers at competitive prices. Our claims team is dedicated to handling everything promptly and professionally. Start your peace of mind journey with a free quote today. Invest in protection, stability, and tranquility with First National Agency today.

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